PA touts success of children’s health insurance program / Public News Service

The Children’s Health Insurance Program, which covers low-income children across the country, turns 25 in August, but Pennsylvania has had its own “CHIP” even longer, and was used as a model for the federal program.

CHIP launched in Pennsylvania five years before the national program. CHIP allows states to cover children when parents cannot afford private health insurance.

Today, said Antoinette Kraus, executive director of the nonprofit organization Pennsylvania Health Access NetworkAbout 136,000 children in the Commonwealth are enrolled in CHIP, which is a slight decrease from previous years.

“We think that’s because, right now, we’re still under a public health emergency,” he said, “so a lot of kids are enrolled in Medicaid with their families and they can’t be taken off coverage during this period. So, we hope that when the public health emergency is over, many children will transition from Medicaid to CHIP.”

That’s because in Pennsylvania, CHIP can cover any uninsured child who isn’t eligible for the state’s Medical Assistance program or Medicaid. The current end date for the public health emergency is October 13, although there is a chance it could be extended.

Pennsylvania Health Access Network helps families find health services that fit their budget. Kraus said a persistent barrier they see is that parents don’t always know the income eligibility requirements for CHIP and assume they can’t afford it.

“But really,” he said, “for very low-income parents, if you make between $21,000 and $28,000, and you have a child under the age of five, or if you make between $18,000 and $28,000 and your child is between six and 18 – CHIP is free for them.”

Kraus added that Pennsylvania is experiencing one of the lowest rates of uninsured residents in its history, for both adults and children. He credited a combination of the Affordable Care Act, Medicaid and CHIP. Nevertheless, a 2019 report showed that 4.6% of children in the state were still uninsured.

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